/ˈbər·stōn/

noun

+ BER: BIN Electronic Retreival (BIN: Bank Identification Number) + STONE: hard nonmetallic mineral matter of which rock is made, especially as building material.
BERSTONE Payment Systems took shape with the implementation of our BER payment solution while partnering with the largest and fully redundant settlement processing platforms in the industry.
Our BER payment solution identifies any card type when presented as payment by electronically retrieving the BIN (first six digits) of the bankcard during the authorization process. Depending on the card type, additional enriched data is automatically applied based on the 'rules' set by the Associations (Visa & MasterCard) to ensure our Clients' receive the most favorable Interchange clearing rates – this methodology is coined "Interchange Elevation".

Since Interchange, the wholesale cost or fees paid to the Issuing Banks and the Associations (i.e. Visa & MasterCard), makes up 83% or more of the economics a Merchant would pay in total fees, understanding Interchange is a critical component when performing a true payment processing cost analysis. Unfortunately, a large percentage of our competition selling Merchant Services are not familiar with this subject, thus, may not have properly set their Merchants' up with the tools necessary to help mitigate such fees in this rules-based system - Interchange.

We know Interchange.

We reduce the cost of Interchange downgrades.

We are your Interchange Cost Reduction Specialists.

Think of Yourself as a Client

We provide our Clients' with intuitive payment processing solutions that best suits their needs. Our Agent Partners are industry experts and learns about their prospective Client's needs before talking payment processing products and services.

Honesty and Integrity

Integrity is the quality of being honest and having strong moral principles - this is the baseline of our sales and consultative approach - we guarantee our results.

Workmanship

We use a high degree of skill with which our products and solutions are produced. Synergies between our company and our vendors' is the key to our success - we accept nothing less than impeccable service and superior products.

Vision (Acorn)

Our vision is to see you grow your business. If your business were an acorn, we would plant it, nurture it, and see its potential not only grow as an Oak Tree, but as a Forest!

Payment Processing is whatWe Do.

Omni-Channel Payments
Multiple payment methods with a single point of interaction. We enable our Merchants to accept any form of payment across all payment channels with one single login and access point. Reporting is also rolled-up into one portal making reconciliation and other important reporting functions much easier to manage.
Tailor-Made Payment Solutions
Just as every Merchant business is unique, so are the payment solutions. Unlike many other processors in our industry, we do not believe in a cookie-cutter approach “one-size fits all payment package”. Our expertise lies in aligning our Merchants to their customers with specific payment solutions.
The Engine that “Powers” our Success
BERSTONE powers electronic payments solutions through strategic alliances, proven Technology and relentless Ingenuity. "We want to help our Merchants’ grow their business by leveraging our product solutions, while reducing their effective cost.”